We will pay this benefit up to the amount on the Schedule of Coverages if a Trip is canceled, interrupted or delayed due to:
- Sickness, Injury, or Covered Death of you, an Immediate Family Member, Traveling Companion, or Business Partner; or
- Other Covered Events as defined in this policy.
Injury or Sickness must:
- for Pre-Departure Trip Cancellation, commence while this policy is in force for you;
- in the written opinion of the treating Physician, be so disabling as to cause a Trip to be canceled, interrupted or delayed; and,
- require the care and attendance of a Physician at the time of occurrence.
Please refer to the Policy Definitions for an explanation of Pre-Existing Conditions which are excluded under the Trip Cancellation/Interruption Coverage.
BENEFITS: Pre-Departure Cancellation
We will reimburse you for the amount of forfeited, non-refundable payments or deposits for your Trip if your Trip is canceled, or we will pay your additional cost as a result of a change in the per person occupancy rate for prepaid travel arrangements if a Traveling Companion's Trip is canceled and your Trip is not canceled. |