Coverage for Financial Insolvency is included if:
Your premium for this insurance plan and your enrollment form is received within 15 days of the date your initial Trip deposit is received.
"Financial Insolvency" means total cessation of operations due to insolvency, with or without the filing of a bankruptcy petition, or the total cessation of operation following the filing of a bankruptcy petition, by a tour operator, cruise line or airline, other than the person, organization, agency or firm from whom you directly purchased or paid for your Trip provided the Financial Insolvency occurs more than 15 days following your effective date for the Trip Cancellation Benefits. |