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HTH Worldwide TravelGap Multi-Trip Gold Plan
Travel Insurance Plan - TravelGap Multi-Trip Gold
Annual, multi-trip health and accident insurance for frequent travelers. Covers unlimited number of trips (70 days maximum per trip). Beyond the insurance protection HTH members get other critical services that allow them to gain access to quality healthcare, while traveling. TravelGap includes Global Intelligence tools assisting in trip preparation via security and health information, in your travel destination. HTH operates its own "best of class" physician community in 170 countries ensuring access to the top 2% of doctors, worldwide.
Total Travel Insurance allows you to:
Compare plan coverages, review plan's
certificates of insurance, and purchase a policy, if
a quote details have been completed. When a quote has
been completed, you will see Plan Cost listed for all
travelers. If you are not eligible, the plan cost
will not be available.
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| Plan Details for TravelGap Multi-Trip Gold from HTH Worldwide | | | Company | HTH Worldwide |  | |
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| Plan Name | TravelGap Multi-Trip Gold |
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| Product | International Travel Medical Insurance () |
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| Plan Description | Annual, multi-trip health and accident insurance for frequent travelers. Covers unlimited number of trips (70 days maximum per trip). Beyond the insurance protection HTH members get other critical services that allow them to gain access to quality healthcare, while traveling. TravelGap includes Global Intelligence tools assisting in trip preparation via security and health information, in your travel destination. HTH operates its own "best of class" physician community in 170 countries ensuring access to the top 2% of doctors, worldwide. |
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| Plan Plus Points |  Covers up to age 84 with no Pre-existing condition exclusion (versus 1-5 years exclusion on most travel medical plans). Covers routine, urgent and emergency treatment. Members can take an unlimited number of trips up to 70 days in duration per trip. Deductible is low at $50 and coverage is 100% after the deductible is met. Deductible is waived if medical appointment is scheduled through HTH. |
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| Plan Minus Points |  Plan does require you to have a primary health insurance plan However Medicare, Medicaid, HMO’s, POS & PPO’s are all considered primary. |
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| Underwritten By | UNICARE Life & Health Insurance Company |  | Click Go to see A.M. Best Ratings for this underwriter |
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| Location | Thousand Oaks, CA |
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| A.M. Best Number | 09233 |
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| A.M. Best Rating | A- (Excellent) |
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| | You are covered for the following reasons if you need to make a claim on this policy: There may be other reasons you can make a claim, please click on the certificate button or see individual coverage descriptions for more info. |
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| | | Rating provided by
Total Travel Insurance
where
10 is highest
and
0 is lowest
 | | | | | | | | | International Travel Medical Insurance
(Multi-trip) | | | | | |  | | | Select US states (must be enrolled in a Primary Health Plan) | | | Worldwide | | | | | | $250,000 of Emergency Medical outside US
$25,000 of Emergency Medical within US | | | Your Trip Investment | Rating |
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| | No Coverage |  | | | No Coverage | | | | No Coverage | | | | No Coverage | | | | Covers Medical Claims |  | | | No Coverage | | | | No Coverage | | | | No Coverage | | | | No Coverage | | | | Your Property | Rating |
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| | No Coverage | | | | No Coverage | | | | No Coverage | | | | Your Health | Rating |
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| | $250,000 - international ($25,000 - domestic) SECONDARY COVERAGE
($100,000 For Individuals aged 70 - 84) |  | | | $50 Per Person Per Policy Period (Waived if services delivered by HTH Providers) |  | | | After deductible, 100% up to the Overall Maximum Limit | | | | After deductible, 100% up to the Overall Maximum Limit | | | | $200 Per Trip SECONDARY COVERAGE | | | | Pre-existing conditions covered (Primary Health Plan is required) | | | | $500,000 Per Person | | | | $25,000 Per Person | | | | Your Life | Rating |
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| | $25,000 Per Person | | | | $25,000 Per Person | | | | No Coverage | | | | Medical Plan Riders | Rating |
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| | No Coverage | | | | No Coverage | | | | No Coverage | | | | No Coverage | | | | No Coverage | | | | No Coverage | | | | Plan Features | Rating |
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| | List of Additional Services | | | |
UNICARE (Thousand Oaks, CA)Rated : A- |  | | | No Fee | | | | No Coverage | | | | No Coverage | | | | 10 Days |  | | | Online Fulfillment | | | |    | |
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